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10 Tips to Organize and Simplify Bill Paying -- 1. KEEP YOUR PENDING BILLS TOGETHER, IN ONE DESIGNATED AREA. As soon as your mail arrives, or at your designated mail sorting time, sort through the mail, separating your pending bills from all of your other mail. When done sorting, immediately place your pending bills in an envelope, pocket folder or Pending Bills basket.
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Debt Consolidation: Options for Reducing Credit Card Costs -- Americans are using credit cards more than at any time in history, and credit card companies are reaping record profits. One of the reasons that the credit card industry is so profitable is that so many of us use our credit cards unwisely.
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Sudden Death: Having Your Estate In Order -- You see it every day on the news. You get up and turn the tv on in the morning and learn that while you were sleeping, others were involved in accidents that caused their death.
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There's More to Preparedness than Food! -- Usually when we think about being prepared, we think of having food, fuel, and any other necessities that would keep us alive while we are displaced, but what if there was a national emergency, or a natural disaster? What if you, your spouse, or one of your children required immediate medical attention?
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Avoid Financial Stress: Tips on Staying Financially Healthy -- The basic fact you need to know is that you cannot spend more than you bring home. Living within a budget is hard to do but it is a must if you are going to avoid financial crunch crises.
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8 Benefits of Paying Bills on Time -- We often take paying bills for granted. We routinely do it and not think much about it. We sometimes are not even concerned if we pay bills late. But there are some potential major benefits of paying your bills on time.
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Food bills are higher - Why? -- Budget items vary from year to year with certain categories usually taking up most of one’s paycheck. Over the years certain categories have traditionally been the highest, but in recent years a particular change is being noticed. Food costs take a larger share of the paycheck.
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10 Ways to Save $50 Per Month -- Innovative techniques to save up to $50 per month of your personal income.
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Buyer BEWARE -- The phrase or saying 'Buyer beware' has some legal background, but is more often linked to everyday life when trying to warn people against the perils of purchasing - that’s purchasing, often without good deliberation, consideration of facts - or sometimes just good old 'commonsense' (me included!)
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A Way to Really Lower the Price of Gasoline -- Every once in a while, someone starts a campaign to lower gasoline prices by urging everyone not to purchase any gas on a certain date.
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