U.S. SAVINGS BONDS

Getting what you want out of life doesn’t have to mean putting your hard-earned money at risk.

U.S. Savings Bonds are a safe, easy way to save money and a solid addition to your investment portfolio. Over 55 million people are taking advantage of Savings Bonds’ competitive rates. Whether you select Treasury’s new I Bond or the Series EE Bond, your money is guaranteed to grow and remain safe into the future.

Here are some great reasons to think about saving money with U.S. Savings Bonds:

• Competitive -- U.S. Savings Bonds earn competitive rates of return compared to other forms of saving. Interest on Savings Bonds accrues monthly and compounds semiannually.
• Safe -- Savings Bonds are backed by the full faith and credit of the United States. Your Savings Bonds are registered, so the Treasury can replace them if they’re lost, mutilated, or stolen.
• Affordable -- For as little as $25, you can start saving money with U.S. Savings Bonds. From there, you can purchase as much as $15,000 worth of Series EE Bonds and $30,000 of I Bonds each year.
• Convenient -- Buy Savings Bonds where you work, bank, online, or with the EasySaver Plan.
• Accessible -- Savings Bonds are easily redeemable, so if you need your money unexpectedly, it’s right there for you. The longer you let your bonds grow, the more you benefit, yet you can redeem them any time after six months.
• Tax Benefits -- The interest earned on Savings Bonds is exempt from all state and local income taxes. Federal income taxes are deferred until the bonds reach final maturity, or you redeem them, whichever is first. If you qualify, using Savings Bonds to pay for qualified higher education expenses may allow you to exclude your earning from federal income taxes as well.