ELECTRONIC BANKING (ATM)

Automated Teller Machine (ATMs) use computer and electronic capabilities as a substitute for checks and other transactions.

ATMs provide the convenience of 24-hour access to cash by allowing you to:

• Bank at any time of the day or night.
• Make direct deposits or withdrawals from your checking or savings accounts on a regular basis.
• Telephone your financial institution with instructions to pay certain bills or transfer funds. You must authorize transactions in advance for this service.
• Pay for purchases with a debit card. This involves an immediate transfer of money from your bank account to the store's account.
• ATMs help save time. Remember, a convenience fee may be charged if you're not a customer of the bank.