LEASING A VEHICLE

Many consumers are considering leasing rather than purchasing a new or used car these days. If you're thinking about leasing your next car, here are four tips to keep in mind:

• Shop and compare. As in any contract, the terms in lease agreements are negotiable. Check around for the best deal.
• Know your driving style. Consider factors like how much you drive and how often you change cars.
• Be aware of any costs involved if you end the lease early.
• Remember that leasing a car is different from buying a car. When you buy, you're the owner. You pay for the car, you keep the car. When you lease, you pay to drive a car owned by someone else. At the end of the lease, you give it back.

A carefully selected used car can provide as reliable transportation as a new one. Seek the expertise of a mechanic for checking out a used car.